வங்கி சேவையில் இறங்க தயாராகும் அஞ்சல்துறை

வங்கி சேவையில்  இறங்க தயாராகும்  அஞ்சல்துறை 

         RESERVE  வங்கி அறிவிப்பை தொடர்ந்து  இந்திய அஞ்சல் துறை  

வங்கி சேவையில் களம்  இறங்க தயாராகிறது .வங்கிகள் தொடங்க குறைந்த பட்சம் முல தனம்    500 கோடி இருக்க வேண்டும் . ரிச ர்வ்  வங்கியின் அனைத்து  விதிமுறைகளும்  அஞ்சல் துறையில் இருக்கிறது .

அஞ்சல் துறை  1.55 லட்சம்  கிளைகளுடன் செயல்பட்டு வருகிறது .

வங்கிகளில் உள்ளது போல் சேமிப்பு கணக்கு நடைமுறையில் உள்ளது .

தற்போது  அஞ்சல் துறையில் 23.30 கோடி சேமிப்பு கணக்கு  மற்றும் 

சேமிப்பு தொகை 3.80 லட்சம் கோடி  உள்ளது . புதிதாக  வங்கி சேவை தொடங்குவது  தொடர்பாக  விரிவான  அறிக்கையை  தயாரிக்க  

அஞ்சல் துறை  EARNEST & ENK  நிறுவனத்தை  ஆலோசகராக  நியமித்துள்ளது .

இதன் அறிக்கையை மத்திய அமைச்சரவையின்  ஒப்புதலுக்கு அனுப்பி      

புதிய  சேவை தொடங்கும் .

 நன்றி .இக்கனாமிக் டைம்ஸ் 

India Post readies plan to start bank

The postal department has appointed Ernst & Young as consultant for the project and based on the detailed project report, it will approach the Union cabinet for a final go ahead.

Sidhartha & Saurabh Sinha, TNN | Mar 14, 2013, 01.09AM IST

NEW DELHI: The Reserve Bank of India having opened the window for new bank licences, the postal department is finalizing the blueprint to set up a bank of its own at yourneighbourhood post office, a move that will challenge the dominance of large public sector lenders in smaller towns and rural India.

While the department already has a balance sheet of Rs 6.18 lakh crore, which includes deposits of around 5.5 lakh crore, it is expected to set up a new entity that will function as the bank. Transferring the existing deposit base to the bank or converting the entity into a bank will entail an initial capital base of around Rs 55,000 crore to meet RBI's requirement, which the government will find difficult to provide. So, the proposed bank will start with the minimum capital requirement of Rs 500 crore, said a source familiar with the development.

"This will benefit rural areas enormously. There are nearly 1.55 lakh post offices and no capital cost of building is required. We are connecting post offices. As it is, we are offering savings bank in post offices and this is a natural progression. The matter is under discussion with the finance ministry and RBI," communications and IT minister Kapil Sibal told TOI.

The postal department has appointed Ernst & Young as consultant for the project and based on the detailed project report, it will approach the Union cabinet for a final go ahead.

A source said that the new entity will have its own board and guidelines that comply with RBI regulations. Although there are several examples of postal departments getting into banking — ranging from the German and Italian model, to those in South Africa and Japan — sources said the India model will be a lot different given the country's vast geographical spread and low level of banking penetration.

Among the various suitors, the postal department has one of the strongest cases to set up a bank given its massive reach across the country with 1.53 lakh post offices, almost all offering savings bank facilities. In all, there are 23.3 crore savings bank accounts with deposits adding up to Rs 3.8 lakh crore at the end of March 2012. "In a way it is already a savings bank. All that we want to do is make it a commercial bank," said a source.

The plan is to penetrate rural areas and smaller towns, which is also in line with the government's stated aim of offering banking facilities in the hinterland. Over a period of time, services such as investment banking will be added so that the bank becomes a full-fledgedfinancial services entity.

The postal department has already initiated steps to connect post offices through an electronic network, which will be useful while setting up a bank. Connectivity ensures that customers can transact business through any branch in the country. It has also ordered the procurement of over 800 ATMs

But manpower issues are going to be a big challenge. "Getting direction is one thing, developing or procuring capability is another thing altogether. If the regulator is convinced, capability will follow," said Ashvin Parekh, partner and national leader for financial services at consulting firm E&Y. Parekh, however, refused to discuss the issue further as his firm is advising the postal department on its banking foray. Source Times of India 14 March 2013.

PHOTOS 29th AIC OF AIPEU Gr. C - THIRUVANANTHAPURAM

PHOTOS  29th AIC OF AIPEU Gr. C - THIRUVANANTHAPURAM (KERALA) FROM 10th TO 12th MARCH, 2013.

Addressing of  Delegates and CHQ office bearers

Souvenier Released by com.Sukomalsen and copy handedover to Com.R.L.Bhattacharya

Com.Sukomal Sen and com.P.Balakrishnan addrressing

Com.K.V.Sridharan felecitated and 
Rception committee General Secretary  Com.JacobThomas addrressing

CHQ OFFICE BEARERS OF AIPEU Gr. C ELECTED UNANIMOUSLY:

President                                 Com. R.Sivannarayana (Andhra Pradesh) 

Working President                  (1) Com.Mangesh Parab (Maharashtra)

                                                  (2) Com.N.Gopalakrishnan (Tamilnadu)

Vice President                         (1) Com.R.C.Mishra (Odisha)

                                                  (2) Com.Smt. C.P.Sobhana (Kerala)

General Secretary                  Com.M.Krishnan (Kerala)

Dy. Genl. Secy                        (1) Com.N.Subramanyam (Tamilnadu)

Asst.Genl.Secy                      (2) Com.R.N.Prashar (Uttar Pradesh)

                                                 (3) Com.G.Maity (West Bengal)

                                                 (4) Com.P.Veeramani (Tamilnadu)

Financial Secy.                       (1) Com.Balwinder singh (Delhi)

Asst. Fin. Secy                       (2) Com.H.P.Diwakar (Rajasthan)

Org. Genl. Secy                      (1) Com.S.A.Hameed (Chattisgarh)

                                                 (2) Com.U.K.Tiwari (Bihar)

                                                 (3) Com.L.P.Saikia (Assam)

AIPEU Gr.C (CHQ) WOMEN COMMITTEE

Chariperson : Com. Nandasen (West Bengal)

Convener : Com.C.P.Sobhana (Kerala)

Committee Members : 

Com.K.Pushpeswaridevi (Andhra Pradesh)

Com.Mani Meghalai (Tamilnadu)

Com.Mousami Majumdar (Assom)

Com.P.Rema (Kerala)

Com.Manali (Maharashtra)

Com.Manju Srivashtava (Madhya Pradesh)

Com.Srimathi (Andhra Pradesh)

Com.P.Angel sathiyanathan (Tamilnadu)

உலக மகளிர் தின  வாழ்த்துக்கள்  - 2013

     

உழைக்கும் மகளிர் உயர்வடைய

உன்னத வாழ்வில் சிறப்படைய

உலக சாதனைகள் படைத்திட

      HAPPY WOMENS DAY WISHES

                                  

 

P.K.RAMASAMY

நாமக்கல் கோட்ட நிர்வாகத்தின் கவணத்திற்கு,

நாமக்கல் கோட்ட நிர்வாகத்தின் கவணத்திற்கு,

       நீண்ட நாட்களாக தேங்கிக் கிடக்கும்  மருத்துவ பில்கள் அனைத்தையும் உடனடியாக 31.03.2013 ற்க்குள்  விடுவிக்க உரிய நடவடிக்கை எடுக்க  வேண்டுகிறோம்.

GDS COMBINED DUTY ALLOWANCE   தகுதி உள்ள அனைவருக்கும் வழங்க வேண்டுகிறோம்.

 ஊழியர் நலன் சார்ந்த கோரிக்கைகளூக்கு உடனடி தீர்வு  காண வேண்டுகிறோம்.

                                                     P3,P4,GDS UNION, NAMAKKAL DN.

INDIA POST CORE BANKING SOLUTION

INDIA POST CORE BANKING SOLUTION (CBS) PROJECT - FREQUENTLY ASKED QUESTIONS. {Click here  for details}

India post finds CBS proposal as a great developmental step.

India post finds CBS proposal as a great developmental step.

NEW DELHI: Union Budget of 2013-14 has come with a major development proposition for India post. Not only postal department big shots, but even small postal service agents are also happy with the announcement of Finance Minister.

"Government has initiated an ambitious IT driven project to modernize the postal network at a cost of Rs. 4,909 crore. Post offices will become part of the core banking solution and offer real time banking services. I propose to provide Rs. 32 crore for the project in 2013-14," said the FM in his budget speech.
Clear enough, the initiative will be a big shot in the arm of India post that already is a major small savings service provider in India. "We are happy with the decision as we have been asking for this since long.

CBS will empower us to go full fledged in banking services," said Mr. John Samuel, Chief Post Master General of J & K who also plays a vital role in visualizing India post's modernization and new business sector.

Although India post has always traditionally remained as a major agency facilitating small savings especially in rural areas, it was never allowed to initiate full-fledged banking services.

Moreover, manual operation of postal department versus electronic and cyber age core banking solution of all other banks have pushed India post to back bench in providing financial services.

But, "India post has 1.55 lakh establishments in India touching deepest interiors. This is almost double of total 83,000 establishments of all banks put together. With introduction of modernized services, now we will be able to contribute in a big way to GoI's targeted financial inclusion drive in India," said Mr. Samuel.

Beside the postal top brasses, "It is great for us too as now we can increase our service volume and earn even higher through postal services," said Mr. T K Das, a veteran postal savings agent.